Dental care is critical to overall physical health. But some of us don't have dental insurance to pay for routine exams, cleanings, procedures and emergencies. If this is the case, we're here to provide some advice about what to do.
What if I don’t have dental insurance?
As we age, our teeth become vulnerable to decay, breakage and other things that require the attention of a dentist. For many reasons, however, not everyone has dental insurance.
Whether you are retired, self-employed, or work part-time, if you don't have dental insurance you have a few options available to you.
Purchase dental coverage.
You may purchase dental coverage if you are self-employed or your employer doesn't offer coverage. Ask your insurance company about the right monthly plan for your situation.
Talk to your dentist about a payment plan or financing options.
Speak with your dental office to discover if they offer payment plans or financing options that may help you manage your costs.
Participate in a charity event.
Dental associations host events where dentists provide free or low-cost dental services. These may be good options for patients who wouldn't otherwise attend dental appointments because of their finances.
Go to a dental school.
Dental schools offer good quality dental treatments at reduced rates so students can gain experience. These students are supervised by licensed dentists who check each phase of their work.
While these appointments may take longer than at your regular dentist's office, you will be able to save money.
Take preventive measures.
One way to make dental bills less costly is to make sure that you have a good oral hygiene routine. Brush twice each day for two minutes each time and floss at least once per day.
This helps keep plaque, bacteria and gum disease at bay and can prevent having to visit a dental emergency clinic.
And while it may seem like more money upfront, visit your dentist regularly for routine checkups. There are fees, but checkups can help you avoid costly treatment down the road.
How much does an appointment cost without insurance?
The cost of procedures not covered by insurance may vary depending on the procedure, the severity of the issue and more. We can provide an estimate for any procedures you may need.
Are you looking for dental care without insurance?
A dentist will be able to speak with you about your payment options.